"A Tragedy"

I just saw a new ad taken out by the American Medical Association citing the number of medically uninsured people in the United States as "a tragedy." How about the fact that we need medical insurance at all--I think that is the real tragedy. Let's reform the system to protect physicians against frivolous lawsuits, re-think Medicare, make pricing information available to patients, perhaps even remove the penalty for practicing medicing without a license (but not for claiming fraudulent credentials!)?
Healthcare used to be affordable by regular people. Why can't it be again?